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Terms of Service

Last Updated: April 1, 2026  |  West Capital Lending (NMLS #1566096)

These Terms of Service ("Terms") govern your use of https://loanswithdavidgordon.com ("Site") operated by David Gordon, NMLS #113707, and West Capital Lending, NMLS #1566096 (collectively "Company," "we," "us"). By accessing or using the Site, you agree to be bound by these Terms.

Use of Site

This Site is provided for informational and lead-generation purposes related to residential mortgage lending services. You agree to use the Site only for lawful purposes and in a manner consistent with all applicable federal and state laws and regulations, including those governing mortgage lending and consumer protection.

You may not use this Site to:

Not a Commitment to Lend

Information provided on this Site, including rate estimates, qualification calculators, and loan product descriptions, does not constitute a commitment to lend, a loan approval, or a guaranteed rate. All mortgage applications are subject to full underwriting review, credit approval, property appraisal, and applicable guidelines. Rates and terms are subject to change without notice.

Licensing & Jurisdiction

David Gordon (NMLS #113707) is licensed to originate residential mortgage loans in the following states: AL, AR, AZ, CT, DC, FL, IA, ID, KY, MD, ME, MI, MN, MO, NH, NM, OH, OK, OR, PA, SD, TN, TX, VA, WA. This Site does not constitute an offer to lend in any state where David Gordon is not licensed to do so. Residents of unlisted states should not submit applications through this Site.

Intellectual Property

All content on this Site — including text, images, graphics, logos, and software — is the property of West Capital Lending or its licensors and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without express written permission.

Disclaimer of Warranties

This Site is provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of information on the Site. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, West Capital Lending and David Gordon shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Site or its content — even if we have been advised of the possibility of such damages.

SMS Communications

By opting in to SMS communications through any form on this Site, you consent to receive text messages from Home Loans by David Gordon. Message and data rates may apply. Message frequency varies based on your inquiry status. You may opt out at any time by replying STOP. For help, reply HELP or contact us at (949) 302-2010. No mobile information will be shared with third parties for marketing purposes.

Third-Party Links & Services

The Site may contain links to third-party websites and services (including but not limited to NMLS Consumer Access, Zillow, and LinkedIn). These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites.

Equal Housing Opportunity

West Capital Lending is an Equal Housing Opportunity lender. We do not discriminate based on race, color, religion, national origin, sex, disability, familial status, or any other characteristic protected by applicable law in connection with any mortgage application, credit decision, or service.

Governing Law

These Terms shall be governed by and construed in accordance with applicable federal law and the laws of the state in which your loan is originated, without regard to conflict of law principles.

Modifications

We reserve the right to modify these Terms at any time. Changes are effective upon posting to this page with an updated date. Continued use of the Site following changes constitutes your acceptance of the revised Terms.

Contact Us

For questions regarding these Terms of Service: