David Gordon — Mortgage Loan Originator | West Capital Lending
Written by David Gordon. David Gordon is a licensed mortgage loan originator serving 25 states with 20+ years of experience in the real estate lending industry. With a commitment to finding the most competitive rates and terms, he specializes in simplifying the complex mortgage process for first-time buyers, veterans, and property investors alike. NMLS #113707.
Expert Mortgage Services
Loan Programs Available
We provide a comprehensive suite of lending solutions designed to meet diverse financial needs. From low-down-payment FHA loans to specialized Jumbo financing for luxury properties, our extensive portfolio ensures that we can match you with the perfect mortgage instrument.
- Conventional Loans — Homebuyers with strong credit, stable income, and a down payment of at least 3–20%.
- FHA Loans — First-time homebuyers and borrowers with lower credit scores (580+) or limited savings.
- VA Loans — Eligible veterans, active-duty military, National Guard, Reserve members, and surviving spouses.
- Jumbo Loans — High-income earners buying luxury or high-value homes exceeding conforming loan limits.
- Refinance — Current homeowners looking to lower rates, reduce payments, or tap into home equity.
- HELOC — Homeowners with significant equity needing flexible access to funds for renovations or debt consolidation.
- HELOAN (Home Equity Loan) — Homeowners needing a fixed lump sum for major expenses with predictable monthly payments.
- Reverse Mortgage — Homeowners 62+ with significant equity looking to supplement retirement income.
- Construction Loans — Buyers building custom homes, major renovations, or investors developing residential properties.
- USDA Loans — Low-to-moderate income buyers purchasing in USDA-eligible rural and suburban areas.
Mortgage Comparison Overview
| Loan Type | Best For | Minimum Down Payment |
|---|---|---|
| Conventional | Borrowers with strong credit scores | 3% to 5% |
| FHA | First-time buyers with lower credit | 3.5% |
| VA | Active military and veterans | 0% |
| Jumbo | High-value property purchases | 10% to 20% |
Contact Information & Social Profiles
Contact: (949) 302-2010 | dgordon@westcapitallending.com | 25824 South 229th Place, Queen Creek, AZ 85142
Hours: Mon–Sat 9am–7pm MST | Sun by appointment
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