Panama City, FL

Home Loans in Panama City, FL

Work with a licensed mortgage professional serving Panama City, Bay County, FL. Conventional, FHA, VA, Jumbo and more.

Mortgage Broker Serving Panama City, FL

David Gordon is a licensed Mortgage Loan Originator (NMLS #113707) with 20+ years helping buyers and homeowners in Panama City, Bay County, FL find the right mortgage for their situation.

Whether you are a first-time homebuyer, refinancing an existing loan, or an investor building a portfolio, David Gordon works directly with top lenders to secure competitive rates and smooth closings for Panama City residents.

Loan Programs Available in Panama City

Conventional Loans
Homebuyers with strong credit, stable income, and a down payment of at...
FHA Loans
First-time homebuyers and borrowers with lower credit scores (580+) or limited savings.
VA Loans
Eligible veterans, active-duty military, National Guard, Reserve members, and surviving spouses.
Jumbo Loans
High-income earners buying luxury or high-value homes exceeding conforming loan limits.
Refinance
Current homeowners looking to lower rates, reduce payments, or tap into home...
HELOC
Homeowners with significant equity needing flexible access to funds for renovations or...
HELOAN (Home Equity Loan)
Homeowners needing a fixed lump sum for major expenses with predictable monthly...
Reverse Mortgage
Homeowners 62+ with significant equity looking to supplement retirement income.
Construction Loans
Buyers building custom homes, major renovations, or investors developing residential properties.
USDA Loans
Low-to-moderate income buyers purchasing in USDA-eligible rural and suburban areas.

Service Area — ZIP Codes Served in Panama City, FL

32401, 32403, 32404, 32405, 32408, 32409

★★★★★
Rated 4.9/5 by Local Homebuyers
★★★★★

"David was absolutely incredible during our mortgage process. He locked us in at a great rate and the closing was incredibly smooth. Highly recommend if you're buying in Panama City!"

Sarah M. • Verified Buyer
★★★★★

"We thought buying a home would be stressful, but David Gordon and his team made it so easy. He explained every step of our loan and saved us thousands compared to our local bank."

Michael T. • First-Time Buyer
★★★★★

"Fast, professional, and transparent. David got our loan approved and cleared to close in just under 3 weeks. Best mortgage broker we've ever worked with."

Jessica R. • Homeowner

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Frequently Asked Questions

Does David Gordon work with buyers in Panama City, FL?

Yes. David Gordon is licensed to originate mortgages throughout FL and actively serves buyers in Panama City, Bay County. Contact him at (949) 302-2010.

What loan types are available in Panama City?

David offers Conventional, FHA, VA, USDA, Jumbo, HELOC, Reverse Mortgage, and Construction loans to Panama City borrowers. Each program has different credit, income, and down payment requirements.

What ZIP codes in Panama City does David serve?

David serves all ZIP codes in Panama City, Bay County, including: 32401, 32403, 32404, 32405, 32408, 32409.

Ready to Get Started in Panama City?

Talk directly with David Gordon, your Home Loans specialist for Panama City, FL.

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